Important Information
Important Notice - Terms & Conditions
Access to and use of this website and information, graphics, materials and services contained in this website is subject to and conditional upon your consent and agreement to these Terms and Conditions (“T&Cs”).
By accessing and using our website, you agree to accept and be bound by this Important Notice - Terms and Conditions. This Important Notice is subject to our Privacy Policy.
In this website the reference to “St Andrew’s”, “we”, “us” or “our” means St Andrew’s Australia Services Pty Ltd ABN 75 097 464 616 and/or its wholly owned subsidiaries, including St Andrew’s Insurance (Australia) Pty Ltd ABN 89 075 044 656, St Andrew’s Life Insurance Pty Ltd ABN 98 105 176 243, Hallmark Life Insurance Company Ltd ABN 87 008 446 884 and Hallmark General Insurance Company Ltd ABN 82 008 477 647, where applicable.
Our Products
Consumer credit insurance products and information described in this website are issued, underwritten and provided by St Andrew’s Life Insurance Pty Ltd ABN 98 105 176 243, AFSL 281731 and St Andrew’s Insurance (Australia) Pty Ltd ABN 89 075 044 656, AFSL 239649.
Life insurance products and information described in this website are issued, underwritten and provided by St Andrew’s Life Insurance Pty Ltd ABN 98 105 176 243, AFSL 281731 or Hallmark Life Insurance Company Ltd ABN 87 008 446 884.
Autosure Protection and information described in this website is issued, underwritten and provided by St Andrew’s Insurance (Australia) Pty Ltd ABN 89 075 044 656, AFSL 239649.
Information concerning each product is contained in the relevant Product Disclosure Statement (“PDS”) and Financial Services Guide (“FSG”). PDSs may be obtained by Contacting Us.
General Advice only
All material and information in this website is of a general nature only and is not intended to be personal financial product advice or recommendations. None of the material and information prepared has taken into account the particular personal objectives, financial situation and needs of any particular person.
Accordingly, you should assess whether the material and information is appropriate in light of your individual circumstances before acting on the material and information. You should also read and consider the PDS and FSG before acquiring any financial products described in this website.